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Credit Report - SME

The Credit Bureau report contains information that helps credit providers to enhance credit risk management and to administer a faster, more objective credit assessment process. Information in the credit report is collated from the members of the Credit Bureau.

The information in a SME credit report includes:

  • SME Profile
    • Entity Name and Address
    • Identification
  • Relationship Details
  • Credit Facility Details
    • Account Information - Account Status, Liability Indicator, Credit Limit / Approval Amount, Term of Loan, Date - Approval, Last Payment, Amount Overdue, Number of Installments Due, Protest Notification etc.
    • Suit Filed Details
    • Complaint / Error Details
  • Credit History Details
    • Positive: 2 years
    • Negative: 5 Years
  • Number of Inquiries
  • Dishonour of Cheques

The Credit Bureau Products and Services does not give any opinions, indicate nor comment if credit should or should not be granted in the credit report.