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The Central Bank of Egypt has the responsibility for regulating the activities of the Credit Bureau and the Protection of the Consumer's Rights.
The client (Individual's and SME's) has the right to request a copy of their own CIR on the form prepared for this by I-Score at any time as per the system set by the I-Score after paying the required fees.
The client shall have the right to file a complaint if the data and information in the CIR are not true within 15 days of receiving the report.
If the complaint is not filed during this period, the data and information shall be deemed correct and fully accepted by the client, unless proven.
In case material changes are made to the CIR, as a result of investigation of the complaint by the
I-Score or the Data Provider, then:
  • Notices with changes shall be sent to all the users (Members) who made inquiries and obtained credit reports in the last three months preceding the change.
  • All issued CIRs, while the complaint is being investigated, will include a notice that a complaint has been filed.
 
 
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