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The Credit Bureau report contains information that helps credit providers to enhance credit risk management and to administer a faster, more objective credit assessment process. Information in the credit report is collated from the members of the Credit Bureau.
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The information in a SME credit report includes:
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SME Profile
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Entity Name and Address
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Identification
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Relationship Details
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Credit Facility Details
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Account Information - Account Status, Liability Indicator, Credit Limit / Approval Amount, Term of Loan, Date - Approval, Last Payment, Amount Overdue, Number of Installments Due, Protest Notification etc.
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Suit Filed Details
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Complaint / Error Details
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Credit History Details
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Positive: 2 years
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Negative: 5 Years
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Number of Inquiries
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Dishonour of Cheques
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The Credit Bureau Products and Services does not give any opinions, indicate nor comment if credit should or should not be granted in the credit report.
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