Under the supervision of The Central Bank of Egypt and in cooperation with Standard and Poor's global, The SMEs Grading System provided by The Egyptian Credit Bureau "I-Score" is the first grading system designed specifically for the Egyptian Market. It is designed to compute Oblgor Risk Rating (ORR) for Small and Medium enterprises, with turnover less than 10 million Egyptian Pounds ( with or without submitting financial statements) as per Central Bank of Egypt (CBE) guidelines.
The system was built by using actual Small and Medium enterprises data collected from five Egyptian Banks.
I-Score SMEs Grading solution enables Banks to obtain credit assessment score using the best in class scoring methodology through standardization process. The solution is rigorously tested, has high accuracy and is easy to use for Banks of all sizes. The solution brings the following advantages:
- Reliable credit assessment as scores are generated by rigorously tested I-Score model.
- Borrower alerts to make the Bank aware of any observed anomalies in the borrower assessment.
- Low cost solution as the model is hosted and maintained by I-Score.